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For new & growing companies

Van hire for a new business, no accounts needed

Yes, a brand-new company can hire a van without filed accounts. Short-term business hire is judged on what the business can afford now and a director's ID, not two or three years of trading history. Getting a quote involves no credit check.

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Updated August 2026

Traditional van finance wants two or three years of filed accounts before it will talk to you. That is no use when you registered the company last month and need a van on the road this week. Short-term business hire works differently: our rental partners look at what the business can comfortably afford now, not how long it has existed.

Why a new company struggles with the mainstream

Van finance underwrites the whole value of the vehicle over several years, so it leans hard on trading history and a credit score. A brand-new company has neither yet, so the automatic answer is often no. A rolling short-term hire only commits the partner to a few months at a time, which lowers the bar to something a start-up can actually clear: proof the business is real, a director ID, and evidence you can meet the monthly.

What a rental partner looks at instead

Affordability now. Bank statements, the work coming in, and what you can sensibly pay each month. If the numbers stack up, a company registered days ago can still get moving. It is the same reason people turned down for finance are so often approved for hire: the question is simpler and the commitment is shorter.

Limited company, sole trader, or just you?

If you trade through a limited company this is the most straightforward route, because the agreement sits with the business. Sole trader or just getting started on your own? Tell us your situation and we will match you to a partner who can help, and we are upfront about who that partner is before anything is agreed.

What you will usually need

The company name and registration number, or evidence you are trading, plus a director or owner ID and basic proof you can afford the monthly. The exact list is set by the supplying partner and confirmed before you commit. Home delivery is available, so the van can come to you.

Facts & figures

The bigger picture

4.57m
People in the UK are self-employed — roughly 1 in 7 of everyone in work — and often can’t show the payslips lenders want.

Source: ONS, 2026

315,422
New vans registered in the UK in 2025 — down 10.3%, reflecting tighter conditions for the trades that rely on them.

Source: SMMT, 2025

~2m
Cars and vans now run on the UK leasing fleet — a record, as flexible and business demand surges.

Source: BVRLA Leasing Outlook, 2025

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  • ✓ Flexible 1–36 months
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Can you get any make or model?

Listings show what we can look to source, not live stock. As an introducer we can’t guarantee a particular make, model, specification, term or start date will be available when you apply, and some vehicles are pre-order or reservation only. Nothing is reserved for you until a partner confirms it. If we can’t get the exact vehicle you’ve asked for, we’ll say so and find you the closest alternative we can.

Common questions

Can a company with no accounts hire a van?

In many cases yes. Because hire is short-term and affordability-led, partners can help businesses registered recently with nothing filed yet. The check is lighter than van finance.

Do I need good credit?

It helps, but it is not the gatekeeper it is for finance. Partners look at what the business can afford now. All credit welcome, and getting a quote involves no credit check.

How fast can I get a van?

Once you have sent the partner what they need, it can move quickly, often days rather than the weeks finance can take. Home delivery is available.

Is this leasing or renting?

It is short-term hire, a rental of roughly six to 36 months. There is no multi-year finance agreement, so you are not locked in.

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Tell us your budget and what you need — we'll match you with the right rental partner.

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Free, no obligation · No credit check to get a quote · Takes 60 seconds